Dexter Consolidated Schools

Welcome to Your Dexter Consolidated Schools Benefits Portal

Dexter Consolidated Schools is pleased to offer our employees a wide variety of benefits to suit your needs. The information found within this web site is designed to assist you in making important decisions regarding your benefits and provide you with important contact information.

(BIS) Burba Insurance Services has been chosen by Dexter Consolidated Schools to implement our Cafeteria Plan as established by Section 125 of the Internal Revenue Code. Participation in the plan is voluntary.

Online Enrollment Guide

View Enrollment Enrollment Guide above then click the link below to complete your benefit enrollment.

                                                  Please Note the Company Identifier for registration is Dexter CS

 Online Enrollment Login 


Need to Upload a File? (upload)

Toll-free: 800-894-9990
Toll-free Fax: 877-837-7171

Access Medical

Benefits & Forms

Employee Highlight Sheet

Flexible Spending Accounts
(Unreimbursed Medical / Dependent Care)

  • Section 125 of the IRS Code provides participants the option to shelter up to a specified amount of money each plan year to cover your out of pocket cost for medical, dental, vision and prescription expenses and dependent/elder care cost incurred by you and your family that are not covered by your insurance programs.
  • The money sheltered is deducted from your paycheck before taxes are calculated. This means that you do not pay taxes on this money as it comes out of your check and your W2 reportable income is reduced by that amount.
  • When you incur any of these cost, you may use the Debit Card issued by NBS or you may submit a personalized voucher, copies of your bills that give the date, the name of the service provider, the reason you incurred a cost (i.e. co‐pay, deductible) and the amount you are responsible for paying. Normally your EOB (Explanation of Benefits) mailed to you from your medical insurance company provides all this information. Once expenses are approved you’ll be reimbursed for the submitted amount by check or automatic deposit in your checking account. Checks are cut daily; however you can request reimbursement of your funds weekly, monthly, quarterly or annually.
  • You can file claims and check the status of your accounts on‐line, as well as download and print necessary forms.

Login to your FSA  –  click here

Benefits & Forms

Benefit Description
NBS Forms and Information

Hospital Indemnity

Policy Benefit Highlights
In-Hospital Benefit:

Pays a flat benefit up to 4 times per year (based on benefit elected) when a Covered Person is confined in a Hospital as an Inpatient for at least 18 continuous hours .

Benefits & Forms

Benefit Description
Change Request Form
Claim Form

Critical Illness

► Plan Features
• Pays regardless of other coverage
• Portable (take it with You)

• Heart Attack and Stroke
• Coronary Bypass Surgery
• Major Organ Transplant
• Cancer
• End Stage Renal Failure
• Alzheimer’s Dementia
• Diabetes

Benefits & Forms

Benefit Description

Critical Illness Claim Form

Wellness Claim Form

Bay Bridge Bank Draft Authorization

Educator Disability / Income Protection

  • Program is designed to replace your income in the event of a non‐occupational accident or illness that prevents you from working.
  • Benefits are not taxed.
  • Pays in addition to your sick leave and benefits are paid seven days per week, twelve months of the year
  • Maternity is covered as any other illness.
  • You have the option of four waiting periods before benefits begin giving you the option to choose when your benefits will start
  • Benefits are to social security retirement age for an accident and up to three years for disabilities due to an illness.

Benefit Information Video

Educator Disability

Benefits & Forms

Benefit Description
Disability Telephone Claim Instructions

Privacy Statement


 Accident Insurance provides features that include:

Portability through Continued Insurance with Premium Payment which gives employees the ability to keep their existing coverage when their employment status with the employer changes.

No coordination with other insurance benefits

Employees are paid a lump-sum benefit that they can use as they feel necessary

Benefits & Forms

Benefit Description
How to File a Claim
MetLife MyBenefit Registration

Accidental Death & Dismemberment

  • Benefits available for Employee Only or Employee & Family
  • Offers 24‐Hour protection against accidents anywhere in the world, on or off the job

Benefits & Forms

Benefit Description
Change of Beneficiary
AD&D Application
ADD claim form

Permanent Life Insurance

  • Permanent Life Insurance can be an ideal compliment to term life insurance your employer might provide. Designed to be in force when you die, this voluntary coverage is yours to keep, even when you change jobs or retire, so long as you continue to pay the necessary premiums.
  • With one of the highest death benefits available at the worksite, PureLife gives your loved ones peace of mind knowing there will be significant life insurance in force if you die prematurely
  • Enjoy the assurance of a policy that has a guaranteed death benefit to age 121 and level premiums that guarantees coverage for a significant period of time.

Benefits & Forms

Benefit Description
Change Forms Link

Term Life Insurance

  • Employees can elect from $20,000 up to $500,000, not to exceed 5 times your annual salary with Guarantee Issue up to $200,000 for new employees.
  • Spouses are eligible for $10,000 up to $250,000, not to exceed 100% of employee election with Guarantee Issue up to $50,000 for new employees.
  • Unmarried Dependent Children up to Age 26 can elect $5,000 or $10,000 in coverage with Guarantee Issue up to $10,000 for new employees.

Benefit Information Video

Voluntary Term Life

Benefits & Forms

Benefit Description

Privacy Statement

403(b) Retirement Plans

  • Contributions are deposited tax deferred, and also reduce your reportable income.
  • All earnings on accounts are also tax deferred. You pay taxes only on the amount withdrawn during a calendar year.
  • You can start taking distributions at age 59‐1/2 even if you are still working.
  • Multiple investment choices are available, including managed accounts, mutual funds and fixed interest accounts.
  • Dollars can be transferred to state retirement to purchase past service credit.
  • Additional Tax Credits available for wage earners of $50,000 or less to encourage putting additional money aside for retirement.

Benefits & Forms

Benefit Description
NBS Link (TPA)