Portales Municipal Schools
Welcome to Your Portales Municipal Schools Benefits Portal
Portales Municipal Schools is pleased to offer our employees a wide variety of benefits to suit your needs. The information found within this web site is designed to assist you in making important decisions regarding your benefits and provide you with important contact information.
BIS has been chosen by Portales Municipal Schools to implement our Cafeteria Plan as established by Section 125 of the Internal Revenue Code. Participation in the plan is voluntary.
View Online Enrollment Guide above then click the Online Enrollment Link below to complete your benefit enrollment.
Please Note the Company Identifier for registration is Portales
Aflac Cancer
For more than 65 years, Aflac has been a pioneer in cancer insurance. As cancer treatment protocols have changed, our coverage has evolved to help cover the costs of those innovative treatments and provide solutions that enable your employees to seek treatment without the financial concerns that often accompany it.
COVERAGE WHEN IT COUNTS. Cancer can pack a serious financial punch, with costs that major medical insurance may not cover. Aflac’s Cancer Protection Assurance provides financial support before, during and after cancer.
PROACTIVE SUPPORT. We pay a benefit for early detection and preventative care. Why? Because when cancer is detected and treated early, patients are more likely to beat it.5
SUSTAINED COVERAGE. If diagnosed with cancer, we offer benefits that can be counted on to help support your employees throughout the duration of their treatment. But our support doesn’t stop there.
COVERAGE FOR INNOVATIVE CARE. Every person and treatment plan is different, so we offer benefits for innovative procedures as well as traditional treatments.
LIFELONG SUPPORT. Recuperation from cancer treatments can extend years after treatment. Our annual care benefit can help cover financial, physical and emotional needs even after treatment has ended.
For more information on Cancer coverage, please contact your local Benefits Advisor,
or visit www.aflac.com/cancer.
Benefit Information
Claim Information
Critical Illness
► Plan Features
• Pays regardless of other coverage
• Portable (take it with You)
• Heart Attack and Stroke
• Coronary Bypass Surgery
• Major Organ Transplant
• Cancer
• End Stage Renal Failure
• Alzheimer’s Dementia
• Diabetes
Benefits & Forms
Accident
Accident Insurance provides features that include:
Portability through Continued Insurance with Premium Payment which gives employees the ability to keep their existing coverage when their employment status with the employer changes.
No coordination with other insurance benefits
Employees are paid a lump-sum benefit that they can use as they feel necessary
Benefits & Forms
Benefit Description
How to File a Claim
MetLife MyBenefit Registration
Product Videos:
On Demand Presentations:
Permanent Life Insurance
- Permanent Life Insurance can be an ideal compliment to term life insurance your employer might provide. Designed to be in force when you die, this voluntary coverage is yours to keep, even when you change jobs or retire, so long as you continue to pay the necessary premiums.
- With one of the highest death benefits available at the worksite, PureLife gives your loved ones peace of mind knowing there will be significant life insurance in force if you die prematurely
- Enjoy the assurance of a policy that has a guaranteed death benefit to age 121 and level premiums that guarantees coverage for a significant period of time.
Benefits & Forms
Term Life Insurance
- Employees can elect from $20,000 up to $500,000, not to exceed 5 times your annual salary with Guarantee Issue up to $200,000 for new employees.
- Spouses are eligible for $10,000 up to $250,000, not to exceed 100% of employee election with Guarantee Issue up to $50,000 for new employees.
- Unmarried Dependent Children up to Age 26 can elect $5,000 or $10,000 in coverage with Guarantee Issue up to $10,000 for new employees.
Benefit Information Video
Benefits & Forms
File a Claim
Certificate of Coverage
403(b) Retirement Plans
- Contributions are deposited tax deferred, and also reduce your reportable income.
- All earnings on accounts are also tax deferred. You pay taxes only on the amount withdrawn during a calendar year.
- You can start taking distributions at age 59‐1/2 even if you are still working.
- Multiple investment choices are available, including managed accounts, mutual funds and fixed interest accounts.
- Dollars can be transferred to state retirement to purchase past service credit.
- Additional Tax Credits available for wage earners of $50,000 or less to encourage putting additional money aside for retirement.
