{"id":398,"date":"2019-07-17T20:57:46","date_gmt":"2019-07-18T02:57:46","guid":{"rendered":"https:\/\/www.aboutroswell.net\/web\/?page_id=398"},"modified":"2025-11-11T14:53:00","modified_gmt":"2025-11-11T21:53:00","slug":"melrose","status":"publish","type":"page","link":"https:\/\/bisnm.com\/web\/melrose\/","title":{"rendered":"Melrose"},"content":{"rendered":"

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Melrose Municipal Schools<\/strong><\/span><\/p>\n<\/div>

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Welcome to Your Melrose Municipal Schools Benefits Portal<\/strong><\/h2>\n

Melrose Municipal Schools is pleased to offer our employees a wide variety of benefits to suit your needs. The\u00a0information found within this\u00a0web site\u00a0is designed to assist you in making important decisions regarding your benefits and\u00a0provide you with important contact information.<\/p>\n

BIS<\/strong> has been chosen by Melrose Municipal Schools to implement our Cafeteria Plan as established\u00a0by Section 125 of the Internal Revenue Code. Participation in the plan is voluntary.<\/p>\n

Online Enrollment Guide<\/a><\/span><\/strong><\/p>\n

View Online Enrollment Guide<\/em> above then click the Online Enrollment Link<\/em> below to complete your benefit enrollment.<\/strong><\/p>\n

\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Please Note the Company Identifier for registration is Melrose MS<\/span><\/em><\/strong><\/p>\n

\u00a0Online Enrollment Login<\/a>\u00a0<\/strong><\/span><\/p>\n<\/div>

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Need to Upload a File? (upload<\/a>)<\/p>\n

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Toll-free: 800-894-9990
\nToll-free Fax: 877-837-7171
\nBISNM.com<\/a><\/p>\n<\/div>

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<\/i><\/i><\/span>Benefit Guide<\/span><\/a><\/h4><\/div>
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2025 Benefit Guide<\/a><\/p>\n

2026 Benefit Guide<\/a><\/p>\n<\/div><\/div><\/div>

<\/i><\/i><\/span>Section 125 Documents<\/span><\/a><\/h4><\/div>
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Section 125 Documents<\/strong><\/span><\/p>\n

Summary Plan Description (SPD)<\/a><\/p>\n

Amendments\u00a0<\/strong>
\nSMM CARES Act OTC<\/a><\/p>\n<\/div><\/div><\/div>

<\/i><\/i><\/span>Access Medical<\/span><\/a><\/h4><\/div>
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Access Medical<\/strong><\/span><\/p>\n

Benefits & Forms<\/strong><\/p>\n

Employee Highlight Sheet<\/a><\/p>\n<\/div><\/div><\/div>

<\/i><\/i><\/span>Flexible Spending Accounts<\/span><\/a><\/h4><\/div>
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Flexible Spending Accounts (Medical & Dependent Care )<\/strong><\/h2>\n

\u2022 Section 125 of the IRS Code provides participants the option to shelter up to a specified amount of money each plan year to cover\u00a0your out of pocket cost for medical, dental, vision and prescription expenses incurred by you and your family that are not covered\u00a0by your insurance programs.
\n\u2022 The money sheltered is deducted from your paycheck before taxes are calculated. This means that you do not pay taxes on this\u00a0money as it comes out of your check and your W2 reportable income is reduced by that amount.
\n\u2022 When you incur any of these cost, you may use the Debit Card issued by NBS or you may submit a personalized voucher, copies of\u00a0your bills that give the date, the name of the service provider, the reason you incurred a cost (i.e. co-pay, deductible) and the\u00a0amount you are responsible for paying. Normally your EOB (Explanation of Benefits) mailed to you from your medical insurance\u00a0company provides all this information. Once expenses are approved you\u2019ll be reimbursed for the submitted amount by check or\u00a0automatic deposit in your checking account. Checks are cut daily; \u00a0however you can request reimbursement of your funds weekly,\u00a0monthly, quarterly or annually.
\n\u2022 You can file claims and check the status of your accounts on-line, as well as download and print necessary forms.
\n\u2022 The account can be used for medical, dental and vision expenses.<\/p>\n

Login to the FSA Store –\u00a0click here<\/a><\/strong><\/p>\n

Login to your FSA\u00a0\u00a0–\u00a0 <\/strong>click here<\/a><\/p>\n

Benefits & Forms<\/strong><\/h4>\n

Benefit Description<\/a>
\nNBS Forms and Information<\/a><\/p>\n<\/div><\/div><\/div>

<\/i><\/i><\/span>Hospital Indemnity<\/span><\/a><\/h4><\/div>
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Hospital Indemnity<\/strong><\/h2>\n

Policy Benefit Highlights<\/span><\/strong>
\nIn-Hospital Benefit:<\/span><\/strong><\/p>\n

Pays a flat benefit up to 4 times per year (based on benefit elected) when a Covered Person is confined in a Hospital as an Inpatient for at least 18 continuous hours .<\/p>\n

Benefits & Forms<\/strong><\/h4>\n

Benefit Description<\/a>
\nChange Request Form<\/a>
\nClaim Form<\/a><\/p>\n

Claim Instructions<\/strong><\/p>\n